Due to the fact that laser eye surgery is considered an elective procedure by most insurance companies, the person hoping to have this type of vision correction must pay for the entire thing themselves. The term, affordable, is very general. What seems low cost to one person may be out of the financial reach of another. Typically the cost of laser eye surgery is in the area of $2,200 per eye.
There are literally millions of people who would like to have this vision correction procedure if they could come up with the money. We now see clinics offering LASIK financing plans. They offer to accept credit cards, cash and personal checks, in addition to payment plans offering no interest payments for 2 years. Their advertisements claim that 90% of those applying for payment plan financing are accepted. Of course, if you can come up with cash from an income tax refund, or some other source, you could qualify for a hefty discount on the price of the surgery.
There is nothing wrong with accepting the various methods of financing in order to have the laser eye surgery. There are however a few risks. Credit cards do charge interest at varying rates, for one. The clinic offering the most attractive financing may not be the most skillful one to operate on your eyes, for another. By agreeing to use that clinic because of their financing offers, you may find you do not have an option of choosing your own surgeon.
Going to a LASIK clinic that has been in operation long enough to complete 800,000 procedures, offers free evaluations/examinations, and an interest free payment plan for the first 18 months is very attractive. It provides the answer to many patients’ prayers for trouble free corrected vision. If the clinic exclusively performs the LASIK procedure it is so much better. It still is necessary to perform a good investigation into the training and history of both surgeon and clinic.
Depending on how much a person wishes for corrected vision, the advantage of having to pay interest on a charge card or payment plan may be well worth it. After all this is a permanent correction of vision that can positively affect many years of life. Offering financial assistance with the expense of LASIK eye surgery is offered in the United States and also in other countries, such as a clinic advertising from Queensland, Australia.